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Table 3 Descriptive statistics of sample households (continuous variable).

From: Does microcredit use helps farmers win battle against food insecurity: evidence from Jimma zone of Southwest Ethiopia

Variables Credit user (171) Non-user (189) Overall t value
Mean SD Mean SD Mean
Age 43.36 9.89 43.02 11.35 43.18 0.303NS
Education level 3.17 2.5 2.25 2.07 2.69 3.8***
Family size 6.04 1.72 5.13 1.5 5.56 5.4***
Farm experience 23.7 9.13 22.3 11.9 22.94 1.2 NS
Land size 2.07 1.4 1.70 1.38 1.88 2.5**
Livestock holding 2.9 2.13 3.4 1.99 3.14 − 2.36**
On-farm income 1960 1933 2435 1809 2209 − 2.4**
Frequency of Ext. contact 1.63 1.22 1.43 1.26 1.53 1.55NS
Off/non-farm income 470 675 282 575 372 2.8***
The time required to reach OCSSCO 93.9 36.29 95.8 36.26 94.90 − 0.487 NS
  1. NS, Non-significant
  2. *, ** and *** means significant at 10%, 5% and 1% probability levels, respectively