Table 2 Socio-economic characteristics of sample farmers
From: Small farmers’ preferences for weather index insurance: insights from Kenya
Variables | Full sample (n = 386) | Ever-insured (n = 152) | Non-insured (n = 234) |
|---|---|---|---|
Male household head (%) | 67.9 (46.8) | 58.6 (49.4) | 73.9*** (44.0) |
Education of farmer (years) | 8.2 (4.0) | 8.2 (4.0) | 8.2 (4.0) |
Age of farmer (years) | 52.1 (14.6) | 53.7 (13.1) | 51.1* (15.4) |
Farming experience (years) | 26.8 (16.2) | 29.1 (15.7) | 25.3** (16.4) |
Household size (persons) | 4.6 (1.9) | 4.6 (2.0) | 4.5 (1.9) |
Farming as primary occupation (%) | 92.0 (27.2) | 94.7 (22.3) | 90.2*** (29.8) |
Off-farm secondary occupation (%) | 33.4 (47.2) | 29.0 (45.4) | 36.3*** (48.1) |
Farm size (acres) | 2.1 (1.9) | 2.4 (2.4) | 1.9*** (1.5) |
Land title (%) | 66.4 (47.2) | 74.7 (43.5) | 61.0*** (48.8) |
Share of farm income (%) | 67.2 (32.7) | 72.0 (31.1) | 64.1** (33.4) |
Total annual income (‘000 Ksh) | 185.5 (370.3) | 156.9 (214.3) | 204.0 (442.6) |
Share of land under maize (%) | 46.1 (17.5) | 49.5 (18.7) | 43.9*** (16.3) |
Received WII training in 2013 (%) | 41.2 (49.3) | 61.8 (48.7) | 27.8*** (44.9) |
WII trainings in 2013 (number of contacts) | 2.3 (8.5) | 3.5 (10.5) | 1.6** (6.8) |
Group membership (%) | 88.1 (32.4) | 90.8 (29.0) | 86.3 (34.4) |
Years in group | 11.2 (12.8) | 14.2 (13.4) | 9.2*** (12.1) |
Access to farming loan (%) | 20.2 (40.2) | 23.0 (42.2) | 18.4 (38.8) |
Farming loan received in 2013 (‘000 Ksh) | 22.4 (60.0) | 15.2 (23.0) | 28.2 (78.1) |
Satisfaction with WII (1 = very dissatisfied, 5 = very satisfied) | 3.4 (0.5) | 3.5 (0.6) | 3.3*** (0.4) |
Distance to weather stations (km) | 43.6 (12.5) | 44.8 (12.6) | 42.8 (12.4) |
Risk preference (1 = risk-averse, 5 = neutral, 10 = loving) | 6.75 (2.87) | 6.82 (2.90) | 6.71 (2.86) |