Table 2 Wilcoxon signed-rank test for financial capital (n = 280)
Ranks | N | Mean rank | Sum of ranks | Z | Asymp. sig (2-tailed) | |
|---|---|---|---|---|---|---|
Financial capital indicators | ||||||
Banks | Negative ranks | .00 | .00 | |||
Positive ranks | 244 | 122.50 | 29,890.00 | −15.56 | .000 | |
Ties | 29 | |||||
Money lenders | Negative ranks | 12 | 13.50 | 62.00 | ||
Positive ranks | 14 | 13.50 | 189.00 | −.196 | .845 | |
Ties | 247 | |||||
Cooperatives | Negative ranks | 5 | 75.00 | 3.75.00 | ||
Positive ranks | 144 | 122 | 10,800.00 | −11.30 | .000 | |
Ties | 124 | |||||
Relatives | Negative ranks | 247 | 124.50 | 30,751.50 | ||
Positive ranks | 1 | 124.50 | 124.50 | −15.55 | .000 | |
Ties | 25 | |||||
Government subsidies | Negative ranks | 0 | .00 | .00 | ||
Positive ranks | 14 | 7.50 | 105.50 | .000 | .000 | |
Ties | 259 | |||||
Government grant | Negative ranks | 9 | 9.50 | 85.50 | .000 | |
Positive ranks | 9 | 9.50 | 85.50 | 1.000 | .000 | |
Ties | 255 | .000 | ||||
Income generated | Negative ranks | 0 | 0.00 | .00 | ||
Positive ranks | 263 | 132.50 | 34,716.00 | −16.15 | .000 | |
Ties | 10 | |||||
Personal savings | Negative ranks | 1 | 132.00 | 132.00 | ||
Positive ranks | 262 | 132.00 | 34,584.00 | −16.03 | .000 | |
Ties | 10 | |||||
Business investments | Negative ranks | 1 | 132.50 | 132.50 | ||
Positive ranks | 263 | 132.50 | 34,847.50 | −16.06 | .000 | |
Ties | 9 | |||||
Loss of income | Negative ranks | 236 | 118.50 | 27,966.00 | ||
Positive ranks | 0 | .00 | .00 | −15.29 | .000 | |
Ties | 37 | |||||
Level of indebtedness | Negative ranks | 257 | 129.50 | 33,281.50 | ||
Positive ranks | 1 | 129.50 | 129.50 | −15.87 | .000 | |
Ties | 15 | |||||
Personal loans taken | Negative ranks | 230 | 115.50 | 26,565.00 | ||
Positive ranks | 0 | .00 | .00 | −15.10 | .000 | |
Ties | 43 | |||||
Loan sharks’ services | Negative ranks | 246 | 123.50 | 30,381.00 | ||
Positive ranks | 0 | .00 | .00 | −15.62 | .000 | |
Ties | 27 | |||||