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Table 2 Wilcoxon signed-rank test for financial capital (n = 280)

From: Effect of Micro-Agricultural Financial Institutions of South Africa financial services on livelihood capital of beneficiaries in North West Province South Africa

  Ranks N Mean rank Sum of ranks Z Asymp. sig (2-tailed)
Financial capital indicators
Banks Negative ranks   .00 .00   
  Positive ranks 244 122.50 29,890.00 −15.56 .000
  Ties 29     
Money lenders Negative ranks 12 13.50 62.00   
  Positive ranks 14 13.50 189.00 −.196 .845
  Ties 247     
Cooperatives Negative ranks 5 75.00 3.75.00   
  Positive ranks 144 122 10,800.00 −11.30 .000
  Ties 124     
Relatives Negative ranks 247 124.50 30,751.50   
  Positive ranks 1 124.50 124.50 −15.55 .000
  Ties 25     
Government subsidies Negative ranks 0 .00 .00   
  Positive ranks 14 7.50 105.50 .000 .000
  Ties 259     
Government grant Negative ranks 9 9.50 85.50   .000
  Positive ranks 9 9.50 85.50 1.000 .000
  Ties 255     .000
Income generated Negative ranks 0 0.00 .00   
  Positive ranks 263 132.50 34,716.00 −16.15 .000
  Ties 10     
Personal savings Negative ranks 1 132.00 132.00   
  Positive ranks 262 132.00 34,584.00 −16.03 .000
  Ties 10     
Business investments Negative ranks 1 132.50 132.50   
  Positive ranks 263 132.50 34,847.50 −16.06 .000
  Ties 9     
Loss of income Negative ranks 236 118.50 27,966.00   
  Positive ranks 0 .00 .00 −15.29 .000
  Ties 37     
Level of indebtedness Negative ranks 257 129.50 33,281.50   
  Positive ranks 1 129.50 129.50 −15.87 .000
  Ties 15     
Personal loans taken Negative ranks 230 115.50 26,565.00   
  Positive ranks 0 .00 .00 −15.10 .000
  Ties 43     
Loan sharks’ services Negative ranks 246 123.50 30,381.00   
  Positive ranks 0 .00 .00 −15.62 .000
  Ties 27