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Table 5 Socioeconomic characteristics of the respondents by simultaneous access to credit and cooperative services

From: The simultaneous impact of access to credit and cooperative services on cocoa productivity in South-western Nigeria

Variables

Pooled

Access to credit and cooperative services

Non-access to credit and cooperative services

Minimum

Maximum

t-test

Age

51.30 (10.06)

50.45 (18.56)

48.98 (13.53)

21

72

3.38**

Age2

2722.12 (960.29)

2618.94 (845.44)

2408.29 (732.64)

441

5184

3.66**

Household size

7.07 (5.29)

7.27 (2.21)

6.88 (2.00)

1

14

1.55

Years of education

8.88 (3.48)

9.449 (4.65)

6.18 (4.08)

0

19

2.51**

Years of experience

24.12 (7.15)

25.13 (10.23)

22.53 (7.99)

5

54

2.43**

Farm size

9.10 (5.47)

14.58 (9.25)

7.57 (4.25)

1

18

7.35***

Natural log of Productivity

8.12 (5.91)

9.18 (8.48)

7.30 (5.41)

6.58

11.13

2.61***

Gender (male) (%)

89.34

90.42

87.95

   

Own asset

70.67

82.93

42.03

   

Obs

300

201

99

   
  1. ***, ** &* represent significance levels at 1%, 5% & 10%, respectively
  2. Source: Field Survey (2018)