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Table 11 Simultaneous impact of access to credit and cooperative membership on cocoa productivity

From: The simultaneous impact of access to credit and cooperative services on cocoa productivity in South-western Nigeria

Variables

Credit access and cooperative membership

Productivity with credit access cooperative members

Productivity without credit access and cooperative non-members

Age

0.240*** (2.41)

0.978*** (2.68)

0.296** (2.15)

Age2

0.316 (0.99)

0.716 (1.08)

0.678 (0.77)

Household size

0.285*** (3.05)

0.274*** (5.32)

− 0.162*** (− 2.10)

Years of education

0.337*** (4.99)

0.685*** (3.72)

0.499 (0.38)

Year of experience

0.754 (0.17)

0.738** (2.39)

0.413 (0.22)

Farm size

0.509 (1.16)

0.655 (0.23)

0.846*** (7.40)

Gender

0.277*** (3.94)

0.665 (1.50)

0.359 (0.25)

Asset

0.209 (1.35)

0.471 (1.17)

0.180*** (6.25)

Constant

1.676** (2.29)

1.457*** (2.90)

1.568*** (3.94)

/Ins0

0.372** (3.08)

  

/Ins1

0.569*** (6.16)

  

/r0

0.625** (2.25)

  

/r1

1.601*** (9.48)

  

Sigma_ 0

1.641** (2.09)

  

Sigma _1

0.514 (1.26)

  

Rho_0

1.518** (4.39)

  

Rho_1

0.296** (6.13)

  

Observations

300

201

99

  1. LR test of Indep. Eqns: Chi2 (2) = 529.33 Prob > Chi2 = 0.000